42 years of member-focused banking, built in Georgia.
From a community-focused beginning to a modern digital credit union — our member-first values guide everything we do.
Founded in Georgia, for our members.
Think Union Credit Bank is being built around a simple principle: members come before profits, and every product should support financial wellbeing.
Our member services, operating locations, and regulatory details will be configured as Think Union Credit Bank is built.
- Proudly Georgia-based and member-owned — no overseas shareholders
- the NCUA regulated and government guaranteed (up to $250K)
- Profits reinvested into better rates for customers
- Committed to net-zero carbon by 2035
What drives us every day
Six core values that guide every decision we make, from the boardroom to the branch counter.
Integrity First
We do the right thing — even when no one is watching. No hidden fees, no fine print, no tricks. Just honest banking.
Sustainable Future
We're committed to supporting Georgia's transition to renewable energy and a sustainable economy.
Community Focus
Every year we donate 3% of profits to Georgia community organisations, from local schools, nonprofits, and small businesses.
Innovation
From early mobile check deposit innovation to AI-powered budgeting tools — we lead with tech that works.
Inclusion
We're proud to be an Equal Employment Opportunity employer and support Georgia communities through local partnerships.
Security
Your money's safety is non-negotiable. Bank-grade encryption, 24/7 fraud monitoring, and a zero-liability guarantee.
Meet the team
A team of experienced bankers and fintech leaders with deep roots in U.S. financial services.
Jennifer Davidson AO
30+ years in U.S. banking. Former a regional U.S. bank executive. Chair, Credit Union National Association 2024-2026.
Michael Chen
Chartered Accountant with experience at PwC and NAB. Passionate about sustainable finance and ESG reporting.
Priya Ramanathan
Ex-CTO of a leading U.S. fintech. Built a modern U.S. core banking platform. PhD in Distributed Systems from UGA.
Robert Morrison
25 years at the NCUA. Led the 2018 U.S. banking compliance modernization implementation taskforce at a major U.S. credit union.
Bank with a team that cares.
Join members across Georgia who've made the switch to Think Union Credit Bank. Open your free account in under 2 minutes.
🇺🇸 Open Free Account